Artorius Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. You can check this on the FCA Register at www.fca.org.uk/register (Firm Reference Number 677055). Artorius is a trading name of Artorius Wealth Management Limited.
This website is intended to be image advertising. It is not intended, and must not be construed as, providing regulated investment advice.
If you have a complaint about the advice you receive from us or a product you bought through us, please contact our Compliance Team at: 2nd Floor, The Boardwalk, 21 Little Peter Street, Manchester M15 4PS, or email email@example.com
We are covered by the Financial Ombudsman Service (FOS). The FOS is available to settle certain complaints you make if they cannot be settled through our own complaints procedures. The contact details of the FOS are as follows:
The Financial Ombudsman Service, Exchange Tower, Harbour Exchange, London E14 9SR
Phone: (0)800 0 234 567.
2. Terms & Conditions
Please read these Terms carefully before viewing this Site. They set out the Terms and Conditions on which we make this Site and its content available to you.
By viewing or using this Site you agree that you have read and agree to be bound by these Terms (as amended and posted on this Site from time to time). You may use this Site only if you agree to be bound by these Terms.
This Site is directed at UK investors and is provided for information purposes only.
Nothing in these Terms shall restrict our duties to you under the Financial Services and Markets Act 2000.
Companies within the Artorius Group that do not carry out services subject to the Financial Services and Markets Act 2000 (the ‘Act’), either because they are not subject to the Act or are not performed in the UK, will not have the protections afforded by the Act.
In these Terms, unless the context otherwise requires, the following words have the following meanings: “Artorius ”, “we”, “us”, “our” is the provider of the artorius.com website. Artorius is the trading name of Artorius Wealth Investment Management Limited, a company registered in England & Wales, registered number 09285538, registered address 2nd Floor, 21 Little Peter Street, Manchester, M15 4PS. Authorised and regulated by the Financial Conduct Authority with register number 677055. “you”, “your” refers to you, the client, potential client or any other visitor to the site “FCA” refers to the Financial Conduct Authority. The FCA’s address is: 12 Endeavour Square, London E20 1JN. “Site” refers to all content hosted on this Site. “Terms” refers to these Terms & Conditions.
2. Site Terms and Conditions
2.1 These Terms set out the basis on which you may use the Site, made available to you by Artorius.
No one else apart from us and you has any rights under, or may enforce, these Terms.
3.1 All copyright and other intellectual property rights in the information, design, text and graphics of the Site, and the selection or arrangement thereof, is owned by us or our licensors. All rights are reserved. You may store electronically (e.g. on a hard drive) and print in hard copy portions of the Site solely for your non-business related purpose of using the Site to seek information of the kind shown by the Site. Any other use of materials or content on the Site (including reproduction for purposes other than that noted above, amendment, updating, distribution or republication) without our prior written consent is prohibited. All product and firm names and logos mentioned on the Site are the trade marks, service marks or trade names of their respective owners, including us.
4. Data Protection
5.1 Please refer to our Privacy Notice for information on cookies and their use on this Site.
6. Limitation of Liability
6.1 We do not accept responsibility, nor will we be liable, for any failure of operation of the Site which arises as a result of:
a) errors in data transmission; or
b) machine or software malfunction; or
c) from your operating error (other than any such failure occurring as a result of our fraud, negligence or wilful default).
6.2 You acknowledge that access to this Site may be disrupted and that this does not amount to a breach of these Terms.
7.1 Please refer to the Regulatory section of this website above.
8.1 Please refer to the Regulatory section of this website above.
9. Risk Warning
9.1 Past performance is not a guide to future performance. The value of investments and any income from them may fall as well as rise and investors may get back less than the amount originally invested. Information on this site should not be relied upon when making financial or investment decisions.
10.1 While we take every care to ensure that the standard of the Site and its content remains high and to maintain the continuity of the Site, you should be aware that the internet is not an absolutely stable medium and you agree that the Site and its content is provided to you “as is” and that errors, omissions, interruptions of service and delays may occur at any time. We do not accept any ongoing obligation or responsibility to operate the Site (or any part of it) or to provide the services offered on the Site.
10.2 We make no representations or warranties about the accuracy, completeness, freedom from viruses, availability, reliability or suitability for any purpose of the information and related content and graphics published on the Site (including all texts, advertisements, links or other items) which may contain technical inaccuracies and typographical errors.
10.3 You agree that you shall not attempt to interfere with the proper working of the Site and, in particular, you shall not attempt to circumvent security, tamper with, hack into, or otherwise disrupt any computer system, server, website, router or any other internet connected device relating to the Site.
10.4 Unless otherwise specified all content and materials published on the Site are presented solely for your private, personal and non-commercial use. You assume total responsibility and risk for your use of the Site and use of all information contained within it.
10.5 The information given on the Site is for information only and does not constitute investment, legal, accounting or tax advice, or a representation that any investment or service is suitable or appropriate to your individual circumstances. Please seek professional advice before making any investment decision.
10.6 Nothing on the Site should be construed as a solicitation or offer, or recommendation, to buy or sell securities or any other investment or banking product, or to provide any investment advice or service.
10.7 Any views expressed on the Site may no longer be current or may be changed without notice. Views may or may not have been acted on by Artorius.
11. Social Media
11.2 Artorius tweets and posts are for information purposes only.
12. Termination of Site
12.1 We reserve the right to terminate this Site at any time.
13.1 We reserve the right to assign, transfer, novate or subcontract any or all of our rights and obligations under these Terms to the extent that it is necessary for us to provide the service. Your consent will be required where any such assignment may adversely affect the service provided to you. If we fail to enforce a right under these Terms, that failure will not prevent us from enforcing other rights or the same type of right on a later occasion. These Terms set out the entire agreement between the parties. This clause shall not apply to any statement, representation, or warranty made fraudulently, or to any provision of these Terms which was induced by fraud.
13.2 You agree that we may at any time appoint agents, subcontract, or outsource some or all of the services and functionality comprised in this Site.
13.3 You are liable for any telephone or other communication charges and any charges made by your internet service provider or any third party incurred as a result of you using the Site.
13.4 If we fail to exercise a right and/or remedy under these Terms, such failure will not prevent us from exercising other rights or remedies or the same type of right or remedy on a later occasion.
13.5 If any provision of these Terms is held to be unlawful, invalid, or unenforceable, that provision shall be deemed severed and the validity and enforceability of the remaining provisions of these Terms shall not be affected.
13.6 From time to time, we may amend, vary, modify or update these Terms. We will notify you of any change no later than thirty, (30) days before such change takes effect.
13.7 These Terms & Conditions shall be governed by and construed in accordance with English law and the parties agree to submit to the exclusive jurisdiction of the English courts.
3. Remuneration Code Disclosure
Remuneration Code Disclosure
The firm is subject to the MIFIDPRU Remuneration Code. This section provides further information on our remuneration policy.
MIFIDPRU Remuneration Code Staff
We have identified, and maintain a record of, 'MFIDPRU Remuneration Code Staff' – i.e. staff to whom the MIFIDPRU Remuneration Code applies. This includes senior management and members of staff whose actions may have a material impact on a firm's risk profile. All of our Code Staff fall into the "senior management" category of Code Staff (rather than the "risk taker" category) for the purposes of the MFIDPRU Remuneration Code.
Decision Making / Remuneration Committee
AWL has a Remuneration Committee. The remuneration committee is responsible for the Group’s remuneration policy including:
- Determining the framework and policy for remuneration and ensuring it does not encourage undue risk taking.
- Agreeing any major changes in remuneration structures.
- Reviewing the terms and conditions of any new incentive schemes and in particular, considering the appropriate targets for any performance related remuneration schemes.
- Considering and recommending the remuneration policy for the senior employees taking into account the appropriate mix of salary, discretionary bonus and share based remuneration.
- In determining remuneration arrangements, the Directors/Partners will give due regard to best practice and any relevant legal or regulatory requirements including the BIPRU Remuneration Code.
Link Between Pay & Performance
Competitive salaries form the basis of our firm’s remuneration package. In addition there is an element of variable pay for all staff which is based on firm wide and individual performance. Whilst most of the variable reward components are awarded to employees across the firm, the structure, balance and amounts may differ. Variable remuneration is considerably reduced where subdued or negative financial performance of the firm occurs.
When assessing individual performance we use a robust performance review process, with reviews including qualitative criteria and, in the case of investment managers, long-term investment results are a factor in the assessment process.
The FCA rules require certain firms to disclose aggregate information on remuneration in respect of its MIFIDPRU Remuneration Code Staff broken down by business area, senior management and other Code Staff, including “risk takers”.
Artorius Wealth Management Limited had five Code Staff until 1 March 2022 and four thereafter who received remuneration totalling £657,026. Details can be found in note 4 of the accounts of AWL for the year ended 30 April 2022.
4. Best Execution Policy
It’s in the interests of our clients and our firm that we obtain the best possible result when placing orders for execution on behalf of our clients, with third parties, such as platforms, fund managers or stockbrokers. We’re required to take all sufficient steps to provide best execution when carrying out such transactions and, on your request, to provide you with a copy of the policy that we have adopted to achieve that objective.
This best execution policy applies to orders in investments such as funds and other securities. You should read this policy in conjunction with your client agreement.
Execution venues and third parties An execution venue is effectively a trading venue such as a regulated stock market where investment transactions are executed. Our firm doesn’t execute orders or deals directly with execution venues. Instead, we’ll place orders on behalf of our clients with appropriate third parties as explained below:
Investments on a platform or with a custodian bank: for investments held on our preferred platform(s) (an online investment administration service) or custodian bank, client orders will be placed directly with the relevant platform. These are Credit Suisse & Seven Investment Management in the UK and UBS, Lombard Odier, Julius Baer and Credit Suisse in Switzerland.
Investments not on a platform: for investments held directly with individual fund managers, client orders will be placed directly with the relevant fund manager for the particular investment.
Stocks and shares: we use our client’s custodian or platform, as above.
We’ll regularly assess the third parties available to us to identify those that will enable us, on a consistent basis, to obtain the best possible result when arranging the execution of your orders. The above list will then be updated, where necessary, following such assessment.
The third parties have responsibilities in relation to best execution and client order handling themselves. We’ll also undertake periodic monitoring to ensure that they’re meeting the relevant requirements.
When transmitting orders to a third party, we’ll make every effort to ensure the best possible result for our clients taking into account the following factors:
- Likelihood of execution and settlement
- Nature of the order
- Any other considerations relevant to the execution of the order
For retail clients, the price and cost of execution of the order will normally be the most important aspect in obtaining the best possible result. We’ll therefore assume that this is the most important outcome for your transaction unless you tell us otherwise.
Client specific instructions
If you’ve given instructions that price is not the most important factor in executing your instructions, we’ll make every effort to comply with your instructions but cannot guarantee this. This may be due to either the nature of the order, or the type of investment you wish to trade in.
We’ll make all decisions as to where the orders are placed and won’t usually accept specific instructions from clients regarding which third parties to use, such as a particular broker. If we do accept any client specific instructions you should be aware that this may prevent us from following the processes set out in this policy which have been designed to obtain the best possible results for the execution of those orders in respect of the elements covered by those specific instructions.
It’s our policy that commission and charging structures won’t influence either the selection of third parties to which we place client orders, or the order flow that follows as a result of the execution process. We’ll therefore not discriminate between the third parties used to arrange execution of your orders.
Monitoring and Review of our Execution Policy
We’ll regularly monitor the effectiveness of our best execution policy to identify and, where appropriate, correct any deficiencies. In particular, this will cover the third parties to which we transmit client orders in terms of their quality of execution. This review will be carried out regularly or whenever a material change occurs that affects our ability to continue to obtain the best possible result for our clients.
All relevant staff are made aware of this policy to highlight and emphasise the importance of best execution.